Did you know as a business owner that you are vulnerable to ransomware attacks? Ransomware begins when you open a link in an email that unknowingly contains a virus. The virus immediately begins encrypting files, paralyzing your computer network. Files are not unencrypted until you pay a ransom, often demanded in cryptocurrency. This is a Read More …
Do you own or plan on owning rental properties? They’re a great source of income but keeping the expenses low is a must. One big expense is the insurance. Let’s talk about the different types of policies out there. Dwelling Policy (DP1) This is the very basic policy. It’s a named risk insurance. That means Read More …
It’s an insurance that helps protect you when you buy a brand new or newer vehicle. As they say the moment you drive off the car lot your brand-new vehicle losses value. A great common question we’re asked: Do you mean that my auto insurance won’t just pay off my loan amount for my new Read More …
Let it Snow, let it Snow and weigh down our trees until they come crashing down, said no one ever. Oh, my goodness this winter weather can really do some damage. Here’s your What if Scenario…. “What if a tree falls down and blocks my car in the driveway?” Take pictures of what occurred, assess Read More …
As we know the weather is frightful right now so what if someone comes to your home (a friend, mail man, delivery driver, etc.) and slips on ice on your sidewalk or driveway?? You are responsible to maintain a safe premise, so if a slip and fall occurs you are liable. You do have liability Read More …
