You’re a business owner and this corona virus (COVID-19) has limited your business hours and now your business has been deemed a non-essential business. It was mandated by the Mayor. Will your commercial insurance help protect you from the loss of income? This is a very common concern and one we’ve addressed for many of Read More …
That you can start the clean-up process and even open up walls in your home if you have a loss? For example, let’s say you and your spouse go out for a nice dinner. You return home to find your whole kitchen and dinning room flooded, the wood floors are buckled and the walls are Read More …
We get a lot of questions and this one is definitely one of the most common one’s. Please feel free to contact us with any other insurance questions/concerns so we can help answer them for you. How can the insurance company add my 18-year-old to my policy without my permission? If your child is still Read More …
Did you know as a business owner that you are vulnerable to ransomware attacks? Ransomware begins when you open a link in an email that unknowingly contains a virus. The virus immediately begins encrypting files, paralyzing your computer network. Files are not unencrypted until you pay a ransom, often demanded in cryptocurrency. This is a Read More …
Do you own or plan on owning rental properties? They’re a great source of income but keeping the expenses low is a must. One big expense is the insurance. Let’s talk about the different types of policies out there. Dwelling Policy (DP1) This is the very basic policy. It’s a named risk insurance. That means Read More …
It’s an insurance that helps protect you when you buy a brand new or newer vehicle. As they say the moment you drive off the car lot your brand-new vehicle losses value. A great common question we’re asked: Do you mean that my auto insurance won’t just pay off my loan amount for my new Read More …
Let it Snow, let it Snow and weigh down our trees until they come crashing down, said no one ever. Oh, my goodness this winter weather can really do some damage. Here’s your What if Scenario…. “What if a tree falls down and blocks my car in the driveway?” Take pictures of what occurred, assess Read More …
As we know the weather is frightful right now so what if someone comes to your home (a friend, mail man, delivery driver, etc.) and slips on ice on your sidewalk or driveway?? You are responsible to maintain a safe premise, so if a slip and fall occurs you are liable. You do have liability Read More …
With everyone visiting for the holidays, it can be taxing to figure out something different to make for dinner that has something everyone will like. This recipe is one that is a hit for our family and we wanted to share it with yours. 4 Cheese Mac and Honey Pepper Chicken Recipe This is a Read More …
I have a large work truck that won’t fit in the garage and it’s just not feasible to empty out my tools nightly. What if my tools are stolen out of my work truck? Well, hopefully you have a policy that includes business property coverage. You could have a business policy called a B.O.P (Business Read More …
