What is a C.L.U.P, P.L.U.P, Umbrella or Excess Policy?

These are policies that offer you more protection. Once you’ve exhausted your limits within your auto policy and/or home, this type of policy will kick in and give you an extra 1 Million+ in coverage.  They come in personal use and in commercial (business) use.  A C.L.U.P. is a Commercial Liability Umbrella, so it will Read More …

Did you know??

Not cleaning up grass clippings in the road, after mowing can cause motorcycle accidents?  The grass reduces a drivers traction causing them to lose control of the motorcycle.  They describe it as like driving on a sheet of ice.  Many motorcyclists have lost their lives or being severely injured due to these clippings.  It’s also Read More …

Thank you for supporting small businesses!

As we celebrate 5 years in business, we’d like to thank you for considering to support our small business.  If you’re already a customer, then you know you’re like family to us. If you are a part of our circle of referral partners, we can’t say how much we appreciate you.  We appreciate everyone’s ongoing Read More …

What’s the difference between an Additional Insured vs Additional Interest?

We all understand that we must protect our investment(s) and place insurance on it.  When people co-own items such as a rental home or a commercial building they often forget to mention this to their Insurance Agents.  Why is this important? It’s vital that you’re listed as an “insured” on the insurance policy if your Read More …

How Can They Do That??

We get a lot of questions and this one is definitely one of the most common one’s.  Please feel free to contact us with any other insurance questions/concerns so we can help answer them for you. How can the insurance company add my 18-year-old to my policy without my permission? If your child is still Read More …

I think I have a claim now what should I do???

There was a big storm that kept you up all night long. You were listening to the wind and hail hit your home. In the morning as your leaving for work you notice roof shingles in your yard and think “oh no now we need a new roof”. What do you do next? Option #1 Read More …

Key Tips to Having the Best Accident Experience (when you are not at fault)

We know an accident is not a situation anyone wants to be in however there are some things you can do to make the experience better for yourself. Always obtain the other person’s insurance ID card (this is the most important tip but do not attempt to obtain it if the situation is not safe). Read More …

We Love Our Customers!

We pride ourselves in not pushing any insurance products and just listening to your needs.  The longer you are with our Agency the more we get to know you and understand your needs.  Our customers are truly an extension of our family and mean the world to us.  Protecting you from the unexpected is something Read More …