That you can start the clean-up process and even open up walls in your home if you have a loss? For example, let’s say you and your spouse go out for a nice dinner. You return home to find your whole kitchen and dinning room flooded, the wood floors are buckled and the walls are Read More …
We get a lot of questions and this one is definitely one of the most common one’s. Please feel free to contact us with any other insurance questions/concerns so we can help answer them for you. How can the insurance company add my 18-year-old to my policy without my permission? If your child is still Read More …
Do you own or plan on owning rental properties? They’re a great source of income but keeping the expenses low is a must. One big expense is the insurance. Let’s talk about the different types of policies out there. Dwelling Policy (DP1) This is the very basic policy. It’s a named risk insurance. That means Read More …
It’s an insurance that helps protect you when you buy a brand new or newer vehicle. As they say the moment you drive off the car lot your brand-new vehicle losses value. A great common question we’re asked: Do you mean that my auto insurance won’t just pay off my loan amount for my new Read More …
Let it Snow, let it Snow and weigh down our trees until they come crashing down, said no one ever. Oh, my goodness this winter weather can really do some damage. Here’s your What if Scenario…. “What if a tree falls down and blocks my car in the driveway?” Take pictures of what occurred, assess Read More …
As we know the weather is frightful right now so what if someone comes to your home (a friend, mail man, delivery driver, etc.) and slips on ice on your sidewalk or driveway?? You are responsible to maintain a safe premise, so if a slip and fall occurs you are liable. You do have liability Read More …
I have a large work truck that won’t fit in the garage and it’s just not feasible to empty out my tools nightly. What if my tools are stolen out of my work truck? Well, hopefully you have a policy that includes business property coverage. You could have a business policy called a B.O.P (Business Read More …
For the remainder of the year we are going to do a different kind of blog and answer some “what if” questions that we hear or that occur all too often. If you have a question or concern please feel free to share it with us and allow us to help answer it. “What If” Read More …
There was a big storm that kept you up all night long. You were listening to the wind and hail hit your home. In the morning as your leaving for work you notice roof shingles in your yard and think “oh no now we need a new roof”. What do you do next? Option #1 Read More …
These artic chill temperatures can really take a toll on all of us. They can also cause a great deal of damage to your home, so please keep an eye on the forecast and take these precautionary steps when the temperature reaches 32 degrees or less outside. How do you prevent your Pipes from Read More …
