Most people will assume that you are covered under your homeowner’s policy should an earthquake damage your home, but I’m here to tell you that you are not. That’s right, you have no earthquake coverage. Don’t fret though, there is an “add on” you can purchase that will allow you to have coverage but it Read More …
According to NOAA, the national weather service, there were 1177 confirmed tornadoes in the U.S. in 2015. We have all seen the devastation that these storms leave in their wake. They leave neighborhoods and cities in ruins. So what happens if your home is hit by a tornado? How can you be better prepared to Read More …
Buying a home is the biggest investment most of us will ever make in our lives. So naturally we want to protect it. So we shop and shop for the best insurance. We find a price we can afford and off we go. At this point we are covered for whatever comes our way, right? Read More …
What is this coverage? This is an endorsement you can add to your homeowner’s insurance policy. It allows you to have coverage for any sewer/water leaks into your home, i.e. sewer back up, sump pump failure, water main failure. Isn’t that all bundled in my Homeowner’s coverage? No, it is not included and neither are floods (another important Read More …
We all think with our hearts and not our heads sometimes. And when it comes to our largest asset, our home, our thoughts can be very emotion based. Here’s what you should know before you put a claim in for your home. Here’s the scenario (and it’s a real past customer story however I did Read More …
A standard homeowner’s or renter’s policy will cover many personal items however there are a few things you should be aware. There are limitations such as loss due to fire or theft. Your home or renters policy may cover jewelry but is it enough and what’s the deductible? How much is left after that?? Jewelry: Read More …
