Protecting Yourself from Identity Theft.

Stolen Identity

As many companies including Equifax are compromised, having coverage to protect you in case of identity theft is now a Top Priority. Identity theft is becoming nearly unavoidable.
You may be surprised to know that many Homeowners insurance policies have an add on feature called Identity Recovery. This product tends to run around $25.00 annually and can be a HUGE asset in case you are compromised. Now let’s talk about what this add on or endorsement covers, please just keep in mind that every insurance company varies so this is a broad description. We can definitely assist you with quotes and specific details regarding the insurance companies we work with so please reach out to us if you are interested.

Identity Recovery endorsements include use of a Case Manager to assist in recovery and reimbursement of some expenses related to your efforts. These Managers will help work directly with your credit card companies, credit bureaus, creditors, etc., for up to one year for a covered incident. While anti-virus software and personal firewalls should still be maintained, this coverage can help with peace-of-mind in case security measures fail. So essentially there is a Fraud Specialist that is assigned to you. The coverage can help you rebuild after a disaster. There is coverage for minors with many of these policies since they actually are the most vulnerable and are typically not thought of. These Fraud Departments can also help assist in education and prevention so think of them in times of needs: break-in’s, marriage, divorce, etc. The process of “cleaning up” your credit after a disaster is expensive so having this coverage in place and a go to person will really help you to recover. Ask about this coverage today and let us help protect you even further!