Workers‘ compensation coverage is an insurance policy that protects employees under state laws and provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job In many states you are not required to carry the coverage until you have a certain number of employees. Does this mean you don’t need the coverage? The short Read More …
This is a newer very important coverage item for businesses. We are constantly hearing about data breaches on the news. We’ve seen big companies such as Nintendo, Target, GoDaddy, Marriot, Norwegian Cruise Line, LabCorp, Microsoft, Facebook and Home Depot all have compromised data. How do you protect your company and is this coverage worth it? Read More …
We all understand that we must protect our investment(s) and place insurance on it. When people co-own items such as a rental home or a commercial building they often forget to mention this to their Insurance Agents. Why is this important? It’s vital that you’re listed as an “insured” on the insurance policy if your Read More …
You’re a business owner and this corona virus (COVID-19) has limited your business hours and now your business has been deemed a non-essential business. It was mandated by the Mayor. Will your commercial insurance help protect you from the loss of income? This is a very common concern and one we’ve addressed for many of Read More …
Did you know as a business owner that you are vulnerable to ransomware attacks? Ransomware begins when you open a link in an email that unknowingly contains a virus. The virus immediately begins encrypting files, paralyzing your computer network. Files are not unencrypted until you pay a ransom, often demanded in cryptocurrency. This is a Read More …
I have a large work truck that won’t fit in the garage and it’s just not feasible to empty out my tools nightly. What if my tools are stolen out of my work truck? Well, hopefully you have a policy that includes business property coverage. You could have a business policy called a B.O.P (Business Read More …
Do you own a small business? Are you thinking about starting one up? Many small businesses think they can’t afford insurance or that they aren’t at risk when in fact, you are the one with the most risk. Can you afford to pay out a claim if one presents itself? We already know you’re Read More …
