Did you know your Landlord or Property Managements policy does not cover your personal property?
Did you know that if your neighbor’s apartment floods due to a pipe burst, and that water gets into your apartment and damages all of your items, without renters’ insurance you have no coverage for all of your damaged items?
If a neighbor falls asleep with a cigarette in their mouth and burns down their apartment and yours, not only do you not have coverage for your personal items, but you also have no funds for relocating/moving. Renters insurance gives you coverage for moving or relocating expenses as well.
Renter’s Insurance helps you pay for repairs or replacement due to theft, water damage, or fire.
It also helps protect you if you become liable for property damage or bodily injury. This means if you cause a fire it helps protect you from lawsuits from surrounding neighbors.
It also extends beyond your home. So if your laptop is damaged at Starbucks, or your luggage disappears while on vacation, your coverage extends and you can now replace those items.
Did you know renter’s insurance can be as a little as $125 a year, and it can be paid in monthly installments? That’s just over $10.00 per month. You also receive a bundled policy discount so your auto insurance will go down. It’s really a win-win!
Just let us know if you have any questions or concerns and we’ll gladly help shop rates for you.